Homeowners Insurance

Homeowners insurance helps protect you from the cost of having to repair or rebuild your home (and other structures) after an incident, such as a fire or damaging storm. In addition, the liability coverage portion helps protect you and resident family members from many lawsuits alleging you’re responsible for damage or injury to another party. Home insurance isn’t required by law but is required by lenders, if your home has a mortgage.

Homeowners insurance. Couple on a sofa, holding their daughter.

Coverage

Even if you own your home outright, it’s usually a good idea to have insurance coverage, at least for catastrophic losses. There are many coverage options available that might be a good fit, depending on your needs.

Front of a single family home in Arizona

Personal Liability

Covers bodily injury and property damage you or a resident family member cause to another party.

Dwelling

Covers physical damage to your home and attached structures caused by a variety of perils, such as weather, fire, or vandalism.

Other Structures

Covers physical damage to other structures on your property that aren’t attached to your home, such as a shed.

Loss of Use

Covers the cost of a hotel room while your home is unlivable after a covered loss.

Personal Property

Covers your personal property such as clothing, furniture, electronics, and more.

Jewelry & Collectibles

Covers theft and disappearance of jewelry and other high-risk items that have a limit of coverage on a standard policy.

Medical Payments

Covers medical expenses for guests that are injured on your property, without regard to fault.

Discounts

Insurance companies offer discounts for a variety of things. Some discounts are common to nearly all companies and others are specific to the carrier. Some common discounts are listed below. Be sure to review all discounts offered by the company once you’ve narrowed down your quotes to a few potential carriers.

Package

Pay in full

Protective devices

New roof

EFT payments

Claim free

Fire Extinguisher

Occupation

And more

Properties

Since we’re an independent agency, we can offer coverage on nearly any type of risk, from tenants to homeowners to landlords. There’s no better way to get homeowners insurance quotes in Chandler, AZ.

Single family

Multi-unit

Renters

Landlords

Vacation home

AirBNB / VRBO

Manufactured home

And more

Custom Quotes with Personal Service

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