Car Insurance

Car insurance helps protect you from the financial consequences of causing property damage and/or bodily injury to another person when involved in an auto accident. The costs of even a minor accident can easily reach into the tens of thousands, and major accidents can often reach hundreds of thousands to millions. Since the costs can pile up quickly, most states (including Arizona) have mandated at least a minimum amount of coverage in order to drive on public roads.

Car Insurance Coverage

Keep in mind, the state minimum isn’t suitable for most people as it covers only very minor costs. Any expenses for which you’re liable above your insurance limit will have to be paid out of pocket. Additionally, there are many coverage options that aren’t required but might be valuable, depending on your needs.

Auto Liability

Covers bodily injury and property damage you cause to another party.

Collision

Covers physical damage to your vehicle caused by a collision with another vehicle or object.

Comprehensive

Covers physical damage to your vehicle caused by something other than a collision, like hail or vandalism.

Uninsured / Underinsured

Covers bodily injury you sustain in an accident with a driver that has too little or no insurance.

Rental Reimbursement

Covers the cost of a rental vehicle while your vehicle is being repaired after a covered loss.

Roadside Assistance

Covers the cost of towing, fuel delivery, lockout service, and other assistance.

Medical Payments

Covers medical expenses for you and passengers, without regard to fault.

Custom Parts

Covers after-market parts and equipment you’ve added to your vehicle.

Car Insurance Discounts

Insurance companies offer discounts for a variety of things. Some discounts are common to nearly all companies and others are specific to the carrier. Some common discounts are listed below. Be sure to review all discounts offered by the company once you’ve narrowed down your quotes to a few potential carriers.

Vehicles

Since we’re an independent agency, we can offer coverage on nearly any type of vehicle, from your standard daily driver to exotic sports cars, commercial vehicles, and everything in between. There’s no better way to get car insurance quotes in Chandler, AZ.