Boat Insurance

Boat insurance helps protect you from the financial consequences of causing property damage and/or bodily injury to another person when involved in a boating accident. Medical expenses from even minor accidents can easily grow into the tens of thousands of dollars and beyond. For that reason, it’s important to carefully consider your coverage options.

Boat insurance. Sailboat on the water.

Coverage

In addition to liability coverage that helps pay for damage you cause to others, there are coverage options that will pay to repair or replace your boat, fishing equipment, trailer, and more.

Ski boat pulling a water skier

Watercraft Liability

Covers bodily injury and property damage you cause to another party with your boat.

Collision

Covers physical damage to your boat caused by a collision with another boat or object.

Comprehensive

Covers physical damage to your boat caused by something other than a collision.

Uninsured / Underinsured

Covers bodily injury you sustain in an accident with a boater that has too little or no insurance.

Fishing Equipment

Covers lost or stolen fishing equipment, like rods and reels.

On-water Towing

Covers the cost of towing your boat back to shore, if it becomes disabled on the water.

Medical Payments

Covers medical expenses for you and passengers, without regard to fault.

Discounts

Insurance companies offer discounts for a variety of things. Some discounts are common to nearly all companies and others are specific to the carrier. Some common discounts are listed below. Be sure to review all discounts offered by the company once you’ve narrowed down your quotes to a few potential carriers.

Package

Pay in full

Association

Violation free

EFT payments

Accident free

Multi-boat

Safety course

And more

Boats

Since we’re an independent agency, we can offer coverage on nearly any type of watercraft, from jet skis to yachts, and everything in between.

Pontoons

Sailboats

Bass boats

Cabin cruisers

Runabouts

Jet boats

Waverunners / Jet skis

Houseboats

Yachts

And more

Custom Quotes with Personal Service

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